MEMBERSHIP FEES

• A one-time registration fee is applied to each adult enrollee at the time of registration.
• The Town Doctor® membership fee(s) begins at time of registration.
•  All future membership fees are paid on the 1st of the calendar month. 
• Payment of membership fees must be maintained and required to remain an active member and receive service. 
• The membership fee(s) can be paid monthly, every 3 months, every 6 months, or a year. 
• Credit card required to complete registration. I'm sorry, but we are unable to accept pre-paid cards.
• Our fees are simple & straightforward. Easy to read invoices. If you have questions, simply ask. We're always happy to walk you through.

MEMBERSHIP DETAILS:

• There are no restrictions on frequency used, so long as membership is active.
• There are never any co-payments.
• Discounted pricing on medication, labs, imaging and additional services are offered as benefits to The Town Doctor® members. These are not included in the membership fee.
• Generic (non-controlled) medications are dispensed by The Town Doctor®
• There are local resources available for low-cost immunizations, and routine -screening tests such as mammogram and colonoscopy. 

CANCELLATION AND RE-ENROLLMENT

If requested, a cancellation will be provided requiring 30 days notice. Upon renewal, a re-enrollment fee as well as the current membership pricing at that time applies. Re-enrollment following a cancellation is not guaranteed.

 The price of insurance has gone through the roof, making affordable care a stretch for many patients. Add to that the unexpected costs that can often surprise us. Let's dive into some of the details about insurance and why The Town Doctor® + Health Cost Sharing can be a more suitable alternative.

Insurance is a paid premium for financial protection against unpredictable losses & large expenses. It is made from the collective contributions of those participating and used for major events such as damage to vehicle, or to your home from a tornado.  When it comes to healthcare, transparency is often difficult to find with many costs unknown to the general public. This creates a false need to use insurance for routine care. Health care facilities marketed by insurance companies indicate they are advocating for you to have the best value through your insurance plan yet charges are bloated, and ‘discounts’ off these ‘bloated’ charges still remain unreasonably high.

Insurance is not best used as a form of payment for routine, affordable care. Insurance is not best used for medicine that doesn't need a copay and is affordable. Insurance is not best used for  laboratory and radiology services that are transparent & affordable.

The Town Doctor® is a Direct Primary Care (DPC) membership model that is routine, common care and built upon a relationship and solid foundation promoting health through time, access and affordability. It helps protect against the use of insurance for non-emergency care which can include physician consultations and ancillary services such as laboratory or radiology. There are even now some surgical facilities now have all-inclusive pricing for non-emergent surgical procedures. The Town Doctor® provides care that is transparent, affordable and predictable. Being that we do not need to use your insurance for what is routine, zero claims are processed which helps from driving up the cost of insurance year after year. Most people are tired of those rate hikes and increases. The stronger the relationship, and the longer you use direct primary care as the foundation of your healthcare, the better your investment in good health can be.

The Town Doctor® membership puts you in the drivers seat allowing you to purchase catastrophic insurance or cost-sharing plans that costs much less. By choosing The Town Doctor® and pairing it with the ‘right’ coverage, two wonderful things can happen here:

You now have access to good, affordable primary care in your front pocket. You have coverage or insurance in your back pocket should you need it. 

Unless you have the need for chronic medical care from physician specialists and expensive medication (approx 15% of you), a cost-sharing plan may be something to consider. It pairs together with The Town Doctor® perfectly, and combined with The Town Doctor® can cost about half of a traditional insurance design.

We’re redesigning the healthcare landscape, and hope to help lead you to solutions that make you feel healthier.